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Our Team...

Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each client's specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements, our professional experienced loan officers can help you accomplish your objectives.

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Perfect or not-so perfect credit, we have hundreds of lenders at our fingertips to find just the right fit and best possible terms for your situation. We can help you qualify for a loan even if other lenders have turned you down. At Kennedy Financial we look far beyond the numbers and credit report. We can qualify you at a great rate. Contact us to find out just how we can assist you with your loan needs.

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Elizabeth Croxton NMLS #163130

Elizabeth brings many years of mortgage experience to Kennedy Financial. Over the years, she has managed and trained both mortgage loan officers and loan processors. Elizabeth oversees the sales team and has the chief responsibility of making sure each and every loan receives top notch service and attention. Elizabeth’s strengths include pre-underwriting loans prior to lender submission and ascertaining the best possible pricing and programs available to our borrowers. Elizabeth is a native of Boston, Massachusetts and has resided in the Atlanta area since 1994.

Leslie Karam NMLS #205890

Leslie started her career in the real estate industry more than 25 years ago, leasing luxury apartments. Because she wanted to make a difference in her clients' lives through home ownership, it was a natural progression for her to transition into the financial side of the real estate industry as a Loan Officer. She learned very early on that she is also in the communication business. Her clients always receive prompt communication, along with a thorough presentation of all their mortgage options and patience along the way. Helping her clients with one of the biggest decisions of their lives and/or improving their current financial situation is very important. She is originally from New York and moved to the Atlanta area to be closer to family.

Leslie Karam, Mortgage Consultant
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Tracy Penninger NMLS #149580  |  GRMA #29259

Tracy is a native Georgian and an experienced Mortgage Loan Originator with over 25 years of expertise in guiding clients through the home financing process. Known for a blend of professionalism and empathy, Tracy is dedicated to understanding each client’s unique needs and providing personalized solutions that align with their goals. With a deep knowledge of the mortgage industry, Tracy ensures a smooth, transparent experience from start to finish, building lasting relationships and helping clients make informed decisions for their financial futures. She can be reached directly at 770-634-3505.

NMLS #145949

GA Residential Mortgage Licensee #11681

Kennedy Financial

2425 Flat Stone Drive, Cumming, GA 30041

Office: 770-889-7101| Cell: 404-457-7509

© 2023 by Kennedy Financial

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