Pre-approval is the first step and speeds up the mortgage process. We will determine if you meet minimum loan requirements and how much you can afford to spend on a home.
Find a Home
Work with a local real estate agent to find your dream home and negotiate an offer. If you do not have a real estate agent, we can set you up with one.
Lock Your Rate
We will complete your application package and send you all copies for your signature. Your interest rate can then be locked.
Our loan processors will make sure all required documents are included in the loan package. Your loan will begin the journey of ordering a title search, appraisal, and processing.
Our underwriters will review your loan package for any other conditions. If no other information is needed, your loan is approved.
We will schedule a closing time with all parties concerned. All documents will be signed for your mortgage loan. Congratulations!