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Do's & Don'ts of
Homebuying

Make yourself available to your lenders, realtors, and escrow.

DO

Be ready for document requests, as well as document signing/e-signing, throughout the process.

DO

Tell us upfront and be prepared to account for/explain all non-payroll related deposits in each account you intend to use.

DO

Tell us if you have any vacation plans while in your contract terms.

DO

Continue to make all payments on time for all outstanding loans

DO

Allow new inquiries made on your credit report.

DON'T

Take out new loans/credit lines. For example: auto, new furniture, or credit cards.

DON'T

Use credit cards excessively and raise monthly payments.

DON'T

Deposit any large deposits in bank accounts that cannot be traced to the source.

DON'T

Co-sign a loan with someone else.

DON'T

Make a job or career change until after escrow closes.

DON'T

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